At Simone and Son, our appraisals are conducted by a GIA Graduate Gemologist and AGS-certified professional with over 20 years of experience in the industry—who also proudly serves on the GIA Board of Education.

We operate a fully equipped gemological laboratory and jeweler’s studio, featuring state-of-the-art instruments and modern software to ensure the highest standard of precision and accuracy.

We provide comprehensive appraisal services for:

• Insurance coverage
• Price confirmation
• Fair market value and estate planning
• Marketable cash value assessments

We welcome you to contact us to arrange a personal consultation with our appraiser. Every client receives a free feasibility meeting to determine the appropriate scope and value of the appraisal.

• GEMOLOGICAL CONSULTATION – Verbal expert opinion on make & approximate value
• DIVORCE APPRAISALS - Written document for the division of marital assets.
• INSURANCE APPRAISALS  – Written document for insuring jewelry
• ESTATE APPRAISALS – Written document for valuing estate and inheritance items
• FAIR MARKET APPRIALS – Written document for selling, barter, bankruptcy, divorce, etc.
• LIQUIDATION VALUE – Written document for collateral
• GEM GRADING AND DAMAGE REPORT – Written document with detailed gemological information
• GEM AND JEWELRY PHOTOGRAPHY – Hi-Res professional photos when you need a photographic record
• GEMOLOGICAL LAB REPORT – Written document from an independent lab (GIA)
• DAMAGE REPORTS – Chipped diamonds, scratched gems, etc. To assist your insurance claim.

• Separate page for each item
• Individual Gem Grading and Identification
• Precise measurement and weight estimation of each gem
• Detailed description of each item
• High Res photo of each item
• Dollar value of each item
• Disclosure of the functions and limitations of the appraisal
• Appraisers signature

Insurance appraisals are the most common type of jewelry appraisal, and for good reason. Most standard homeowners insurance policies do not fully cover high-value jewelry in the event of loss, theft, natural disaster, or other incidents. To ensure proper protection, insurance companies typically require a separate rider or dedicated jewelry policy, backed by a formal appraisal for each piece.

An insurance appraisal includes:

• A current replacement value based on fair market pricing
• A detailed, accurate description of the jewelry, including gemstone specifics, metal type, craftsmanship, and more
• High-resolution photographs for identification and documentation

This comprehensive documentation ensures that, in the event of loss, your jewelry can be properly identified, replaced, or even recreated as an exact duplicate.

At Simone and Son, we provide thorough, professional insurance appraisals using advanced gemological tools and industry expertise—giving you peace of mind and the protection your jewelry deserves.

Includes a written document (2 physical copies), digital photograph, and secure archiving.

Appraisals for Insurance, Estate, Fair Market Value, etc.

• $125 for the first item.
• $100 for each additional item.
• For more than 3 items, please contact us for custom pricing.

Appraisals for Simone & Son Pieces

• We provide complimentary appraisal for all pieces created by Simone & Son.
• If the center stone is not purchased from us, a discounted fee of $60 applies.

Appraisal Updates

• Items previously appraised by Simone & Son within the past 5 years are eligible for an update fee of $45 per item.

To streamline the process and reduce your overall cost, please bring any relevant documents, including:

• Previous appraisals
• Grading certificates
• Original purchase receipts

These materials help us verify information and may eliminate the need for duplicate research.